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Finance for Used Cars

There are various factors that one needs to consider when buying a car. These factors include budget availability, vehicle type, and the decision whether the vehicle that you are considering to purchase, is a new or used vehicle.

If you have opted to buy a used vehicle, you need to consider your selection as compared to buying a new one. Factors that influence decision making when purchasing a vehicle are service history of the vehicle, its mileage, or any damage or accident which the vehicle might have had previously.
Here are a few Pros and the Cons that are involved in the entire purchasing and inspection process of the vehicle:

No matter whether you buy a vehicle from a person that you know or someone who is a complete stranger to you, do it rationally through Autorefin Vehicle and Asset Finance (AVF).

1.) Clear and Healthy credit record (No defaults or judgements)?
2.) Valid South African Driver’s License Card
3.) Valid bar-coded South African Identity Document or Identity Card
4.) No vehicles under 2004 year models.
5.) No code 3, stolen recovered or accident damaged vehicles.
6.) Only vehicles registered in S.A
7.) Minimum monthly income R 8 500.00

Autorefin (AVF) will assist with facilitating both the seller and buyer by making the whole process simple, safe and swift. Autorefin (AVF) will assist with info and requirements of acquiring finance for purchasing private vehicles between individuals, trust and companies, and also from the estates of deceased. Autorefin (AVF) help our clients with their vehicle registration process and offer a wide range of insurance options.

Just choose a car that is a perfect match for your and make use of our online application form to apply for finance

Please have the following documents ready to ensure a speedy application process:

  • Clear copy of your Valid SA Identity Document or Identity Card.
  • Clear copy of your Valid SA Drivers licence.
  • Proof of income (Latest 3 months pay slips).
  • Proof of Residential Address (utility bill, telephone account – NOT older than 3 months)
  • Insurance confirmation letter from your insurance company

Documents can be sent by e-mail to or faxed to 086 531 8132