There are a number of factors that affect your ability to secure financing for a vehicle, bike, boat, caravan or trailer. You might need money for a down payment, as well as a good credit score. Your income is a factor, as well as any existing debt you’re carrying. If your credit score is good and you have a steady income, most lenders will work with you without hesitation. Even if your credit is shaky, though, there are still options for financing. Autorefin Vehicle and Asset Finance (AVF) can help you secure a loan with the best interest rates available, and monthly payments you can afford, even if your credit score isn’t perfect.