Home » Apply here for Finance or Refinance
Before you can continue with your application, you need to make sure that you meet the minimum qualifying criteria as per the National Credit Act: Please select the type of finance you are applying for:
Do you have a Clear and Healthy credit record (No defaults or judgements)?
Yes NODo you earn R 8 000 or more per month?
Yes NOIs the amount to be financed more than R 30 000?
Yes NOIs the year model of the vehicle you are looking to purchase 2005 or higher?
Yes NODo you have a Valid bar-coded South African Identity Document or Identity Card?
Yes NODo you have a valid South African Driver’s License Card?
Yes NODo you have Proof of income (Latest 3 Pay slips OR 3 months bank statements?)
Yes NODo you have Proof of Residential Address (utility bill, telephone account – NOT older than 3 months)?
Yes NODo you have a Clear and Healthy credit record (No defaults or judgements)?
Yes NODo you earn R 8 000 or more per month?
Yes NODo you have a Valid bar-coded South African Identity Document or Identity Card?
Yes NODo you have, or plan to obtain your Skipper License?
Yes NODo you have Proof of income (Latest 3 Pay slips OR 3 months bank statements?)
Yes NODo you have Proof of Residential Address (utility bill, telephone account – NOT older than 3 months)?
Yes NODo you have a Clear and Healthy credit record (No defaults or judgements)?
Yes NODo you earn R 8 000 or more per month?
Yes NODo you have a Valid bar-coded South African Identity Document or Identity Card?
Yes NODo you have a valid Bike learner license or License (Not required for off roads)?
Yes NODo you have Proof of income (Latest 3 Pay slips OR 3 months bank statements?)
Yes NODo you have Proof of Residential Address (utility bill, telephone account – NOT older than 3 months)?
Yes NODo you have a Clear and Healthy credit record (No defaults or judgements)?
Yes NODo you earn R 8 000 or more per month?
Yes NODo you have a Valid bar-coded South African Identity Document or Identity Card?
Yes NODo you have a valid South African Driver’s License Card?
Yes NODo you have Proof of income (Latest 3 Pay slips OR 3 months bank statements?)
Yes NODo you have Proof of Residential Address (utility bill, telephone account – NOT older than 3 months)?
Yes NODo you have a Clear and Healthy credit record (No defaults or judgements)?
Yes NODo you earn R 8 000 or more per month?
Yes NODo you have a Valid bar-coded South African Identity Document or Identity Card?
Yes NODo you have a valid South African Driver’s License Card?
Yes NODo you have Proof of income (Latest 3 Pay slips OR 3 months bank statements?)
Yes NODo you have Proof of Residential Address (utility bill, telephone account – NOT older than 3 months)?
Yes NO