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Choosing Car Finance That’s Perfect for You!

September 23, 2013 by admin

Keeping up with your monthly car payments nowadays can be quite trying, especially if you want to ensure that you have a decent cash flow available each month for your other expenses and unexpected emergencies. As salaries stay the same and living expenses increase at a much higher rate, a greater demand for better car finance deals is emerging. If you want to improve on your monthly budget and cash flow situation then perhaps it’s time to consider refinancing your current vehicle. This can help you to have a little more extra cash at the end of every month.

Not many people are aware that this is in fact an option to them. Once you have purchased the vehicle of your dreams and the repayments become simply too expensive over time, the first option that will naturally come to mind is to sell the vehicle and invest in one that is cheaper. This does not have to be the case if you are assisted by a professional team such as ours.

Now, with the help of Auto Refin, you can refinance your vehicle which will have some great advantages on offer for you. The biggest advantage of refinancing your vehicle is that you are financing the balance of your existing loan. This means that your monthly instalments will be reduced and while your repayment period is slightly increased. We can negotiate great interest rates for our clients too.

When applying for a loan of this type with us at Auto Refin there are a few requirements that we have as follows:

  • The applicant must be permanently employed and reside within the borders of South Africa.
  • A good credit record and rating must be encountered when credit checks are carried out against your name.
  • Copies available of your identity document and latest pay slip must be made available.
  • 3 months bank statements that show your salary amount being paid in is usually required too.

Of course refinancing your car is not just for those who want to reduce their monthly vehicle instalments. It is also a solution to those who have taken on a residual amount or balloon amount when they initially purchased their car. When you refinance this lump sum your vehicle instalments will be much lower and you will be able to pay off the amount instead of having to trade your vehicle in or sell it.

With the right financing team on your side, financing a vehicle does not need to be a difficult or stressful task. When visiting our website we try to make the online experience as convenient and simple for you as we can. We include a finance calculator so that you can budget effectively and we also ensure that details on the services that we offer are made readily available. We encourage you to contact us and chat to one of our sales consultants if you want to ensure that you fully understand the car finance deals that we have on offer and so that you can feel completely comfortable too.

You can quite simply complete your application online via our website where you will need to complete a form with your personal details and submit your supporting documentation to us. We offer the convenience of a quick turnaround time on the outcomes of our applications which means that you know whether we can assist you financially or not without having to wait around for days for answers. All of our team members are professionals in the field and you can expect them to treat you with a friendly approach and the details of your account and application with discretion.

At Auto Refin we change the way car finance packages work for you and your budget. We will show you how to turn your current vehicle loan agreement around so that it now works in your favour. Forget about selling your much loved car in order to make ends meet each month. Now you can benefit from refinancing you vehicle and obtaining a professional service from those who are experienced in the financing field. Chat to a sales consultant at Auto Refin and see if you qualify for financial aid from us today.

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